Take a Dream Vacation
Improve Your Home
Pay for Tuition
Payoff High Interest Credit Card Debt
There's cash in your casa!
Unlock the equity in your home with a Home Equity Line of Credit. Use the cash for anything you wish – a dream vacation, tuition, home improvements, a new car, or pay off high interest debt. Our Home Equity Line of Credit features: - Rates as low as 5.50% APR* (PRIME minus .50%)
- No annual fee
- Interest only payments for the first ten years
- Interest payments may be tax deductible (consult your tax advisor)
- Quick approval
- Local underwriting
- In-house processing
- Great personal service
Download application now We are happy to answer your questions. Give us a call at 505-995-1200 or Toll Free at 1-877-424-2828. *The variable Annual Percentage Rate (APR) is PRIME minus .50% (5.50% APR as of 01/30/08) for new lines of credit of $100,000 or more on primary residences with a combined loan to value (CLTV) ratio of up to 80%. Rate is subject to change based on borrower's credit qualifications. Variable APR is based on the US PRIME RATE (6.00% as of 01/30/08). Minimum rate is 5.00% APR. Maximum rate is 18.00% APR. Rates shown include .25% discount for automatic payment from a Century Bank checking account. Without automatic payments, the rate will increase by .25%. Century Bank pays for flood certification, AVM (Automated Value Model) valuation, recording and title search fees. Borrower pays appraisal fee if appraisal is required, title insurance for credit lines of $100,000 and over and costs associated with removing encumbrances on the property. Interest-only payment option available only for the first 10 years of the loan. Property insurance required. $400 early closure fee applies if loan is closed within 24 months. Rates subject to change after consummation. Further restrictions may apply. Visit bank for more details.
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