Quick approval
Local Underwriting
In-house processing
Great personal service
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You prefer a fixed monthly payment and plan to stay in the home for a longer time period. |
|
| Features: |
- Fixed monthly interest and principal payments for the life of the loan.
- Protection from rising interest rates.
- Jumbo financing available.
- Terms of 15, 20 or 30 years available
|
| Contact: |
Santa Fe Office on Federal & Lincoln at 505-995-1274
Espanola Office in the Big Rock Shopping Center at 505-367-1200 |
| Application: |
Visit our Online Mortgage Loan Center to apply now or print an application. |
| Application Process: |
This link guides you through all the information and documentation you'll need to have with you when you
apply for a mortgage. |
| Rates: |
Rates vary daily. Click here to view current rates. |
| Mortgage Calulators: |
Mortgage Loan Qualifier
Mortgage Payment |
|
|
Adjustable Rate
Mortgages (ARMs) |
| |
You desire to have lower monthly payments initially or are intending to move within a few years. |
|
| Features: |
- Lower initial rate and monthly payments than a fixed rate mortgage.
- A variety of fixed-period otpions ranging from one to ten years.
- Annual and life rate caps protect you from large changes in interest rates.
|
| Contact: |
Santa Fe Office on Federal & Lincoln at 505-995-1274
Espanola Office In the Big Rock Shopping Center at 505-367-1200 |
| Application: |
Visit our Online Mortgage Loan Center to apply now or print an application |
| Application Process: |
This link guides you through all the information and documentation you'll need to have with you when you
apply for a mortgage. |
| Rates: |
Rates vary daily. Click here to view current rates. |
| Mortgage Calulators: |
Mortgage Loan Qualifier
Mortgage Payment |
|
|
|
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You have strong credit and can use our reduced documentation package for a quick closing. |
|
| Features: |
- Provides streamlined, reduced paperwork processing.
- Allows for quick closings.
- Available for purchase, refinance, or new construction of owner-occupied, seond home, and investment properties with a wide range of fixed and adjustable rate options.
|
| Contact: |
Santa Fe Office on Federal & Lincoln at 505-995-1274
Espanola Office in the Big Rock Shopping Center at 505-367-1200 |
| Application: |
Visit our Online Mortgage Loan Center to apply now or print an application |
| Application Process: |
This link guides you through all the information and documentation you'll need to have with you when you
apply for a mortgage. |
| Rates: |
Rates vary daily. Click here to view current rates. |
| Mortgage Calulators: |
Mortgage Loan Qualifier
Mortgage Payment | |
Single-Close
Construction Financing |
| |
You want to build a new home and save time by having only one closing. |
|
| Features: |
- One applicaiton, one approval process and one set of closing costs.
- Interest rate for permanent loan can be locked in prior to completion.
- Save time and money.
|
| Contact: |
Santa Fe Office on Federal & Lincoln at 505-995-1274
Espanola Office in the Big Rock Shopping Center at 505-367-1200 |
| Application: |
Visit our Online Mortgage Loan Center to apply now or print an application |
| Application Process: |
This link guides you through all the information and documentation you'll need to have with you when you
apply for a mortgage. |
| Rates: |
Rates vary daily. Click here to view current rates. |
| Mortgage Calulators: |
Mortgage Loan Qualifier
Mortgage Payment | |
|
|
You are employed as a full time educator, in law enforcement, with the fire department or medical
response industry and are buying your first home. |
|
| Features: |
- Purchase a home with as little as $500 of your own money.
- Gift funds allowed.
- Higher debt allowances and Loan to Value Ratio.
- Flexible credit guidelines allows for non-traditional credit history.
|
| Contact: |
Santa Fe Office on Federal & Lincoln at 505-995-1274
Espanola Office in the Big Rock Shopping Center at 505-367-1200 |
| Application: |
Visit our Online Mortgage Loan Center to apply now or print an application |
| Application Process: |
This link guides you through all the information and documentation you'll need to have with you when you
apply for a mortgage. |
| Rates: |
Rates vary daily. Click here to view current rates. |
| Mortgage Calulators: |
Mortgage Loan Qualifier
Mortgage Payment | |
| Looking for More Options? |
| |
We offer several other loan products that may suit your needs. |
| Products: |
- Interest Only (Is this for you?)
- Jumbo Loans
- First and Second Mortgage Combination
- Lender-Paid Mortgage Insurance
- Second Homes
- Investment Properties
|
| Contact: |
Santa Fe Office on Federal & Lincoln at 505-995-1274
Espanola Office in the Big Rock Shopping Center at 505-367-1200 |
| Application: |
Visit our Online Mortgage Loan Center to apply now or print an application. |
| Application Process: |
This link guides you through all the information and documentation you'll need to have with you when you
apply for a mortgage. |
| Rates: |
Rates vary daily and by product. Please call us at 505-995-1274 for current rates. |
| Mortgage Calulators: |
Mortgage Loan Qualifier
Mortgage
Payment | | | |
Our experienced Real Estate Lenders offer the best products and personalized service in Northern New Mexico. Downtown Office
|  Bill Layden
995-1274 |  Jaime Lotero
995-1289 | 
Linda Rodriquez
699-9749 | |
| |
Santa Fe Properties Real Estate Office
|
| Rodeo Road Office |  Mary Enfeld
989-1939 | | 
Leroy Baca
424-2887 | |
| | Espanola Office |
Albuquerque Office
| 
Paul de Herrera
367-1206 | 
Ross Holman
450-5583 | 
Olga Weber
899-9285 ext 223 |
| | | | | |
Any and all mortgage loan programs that appear on
Century Bank's Mortgage Lending website are based upon product and/or secondary market availability.
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