We know you work hard to secure a home for your family. At Century Bank, we're offering a rate of 4.875%, 4.991% APR*  30 Year Fixed** so you can buy or refinance your home today! We invite you to call one of our expert Mortgage Professionals today at 505-995-1274 or click here to apply now. | | | * Annual percentage Rate (APR) Assumptions: Rate as of December 19, 2008. Interest rates are subject to change at any time and without notice due to market changes. Interest rates may also adjust according to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for applicants with a minimum 700 Credit Score. Individual rates may vary. APR calculations are based on: the purchase or refinance of a primary residence, the loan program shown, $450 underwriting fee, $18 flood certification fee, $300 title company closing fee, 15 days interest, a 1% origination fee, mortgage interest premium (where applicable), and 30 day lock. **30 Year Fixed: Monthly Payments are $1,270.10 based on a loan amount of $240,000. The number of payments are 359 monthly payments at $1,270.10 and one final payment of$1,269.82. The finance charge is $220,884.54. This calculation is based on a 20% down payment, does not include taxes and insurance premiums and the actual payment amount will be greater. Offer of credit is subject credit approval. | | | FDIC Deposit Insurance On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. For more information please click on the FDIC link on the left side of the page |
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